If someone makes a payment on their pledge online, those online transactions will be entered into the database as recurring gifts. Once an entry is created there is no way to change the entry type from recurring gift to payments. Instead, you have to manually go in and re-create that transaction as a Payment and apply it to the Pledge.
That is really inconvenient. Why bother setting up anything automatically if we have to end up doing it manually in the end? This is a BAD workaround.
In understand that there is no way for online donations to be entered as payments since they cannot be matched to the pledge it is paying off. However, there should at least be an option to REASSIGN a gift to make it a pledge payment without having to completely RE-ENTER the payment.